Bible Based Financial Teaching, Training, Counseling 
And
Financially Related Services & Products

Privacy Policy Statement Shipping Information Please read our policies carefully Limitation of Liability

Shipping Information
These rates apply to orders shipped in the continental U.S. and Canada. Call for rates to other destinations and special handling options.

For orders up to $15.00 add $4.25
$15.01 - $30.00 add $5.25
$30.01 - $60.00 add $7.00
$60.01 - $120.00 add $11.00
$120.01 - $250.00 add $14.00
$250.01 - $350.00 add $23.00
$350.01 - $500.00 add $26.00
Over $500.00 please call for rates.

Add %5 sales tax if you live in Georgia

Please read our policies carefully.
Questions may be directed to us at good-steward@good-steward.org
-Pieces must be returned with any and all original hardware.
-Please keep all boxes and packing material until you have inspected items thoroughly.
-Any item bought through the Christian Financial Ministries web site may be returned for a credit within 7 (seven) days after receiving the item.
-All orders are final 8 (eight) days after the customer receives them.
-Items must be in saleable condition for a credit to be issued.
-Customer is responsible for contacting Christian Financial Ministries regarding returns.
-Christian Financial Ministries is not responsible for misdirected mail or E-mail or any unforeseen delays in shipping.
-All unauthorized returns will be refused upon arrival.
-Christian Financial Ministries will apply a 20% restocking fee on any approved return.
-Christian Financial Ministries will refund the cost of any returned items minus any applicable fees, if the item is returned within the specified time and conditions.
-Shipping costs are the sole responsibility of the buyer on all items and will be deducted from any returns. Refused shipments will be subject to all shipping and handling charges.
-All items are sent insured with the shipper. If there is any damage at the time you receive the item you must notify us immediately.
-Any sign of external box damage must be reported to the shipping company at the time of delivery.
-Christian Financial Ministries has the right to refuse or cancel any orders placed for product listed. We have the right to refuse or cancel any orders, whether or not the order has been confirmed and your credit card charged. If your credit card has been charged for the purchase and your order is canceled, Christian Financial Ministries will refund your money.
-Christian Financial Ministries does not offer any guaranties implied or otherwise. You agree the maximum liability to Christian Financial Ministries from any product sold shall be the price of the item ordered. In no event shall Christian Financial Ministries, its employees, or owners be liable for special, indirect, consequential or punitive damages related to products sold.
-All materials shown on this web site are used by permission of their respective owners. Any items on this site including but not limited to titles, graphics and page design may not be copied or distributed in any form without previous written consent.
-We reserve the right to change prices at any time without prior notice.
-We reserve the right to change these policies at any time without prior notice.
Web site errors are not to be construed as "false advertising" or as an irrevocable Contract for Sale of an item. Typographical and programming mistakes can occur- if you feel you have encountered an error we will gladly make the corrections.

Limitation of Liability
The customer of Christian Financial Ministries agrees that neither Christian Financial Ministries, nor any officer, affiliate, director, shareholder, agent, or employee of Christian Financial Ministries will be liable to customer or any third party for any direct, indirect, incidental, special, punitive, or consequential loss of profits, loss of earnings, loss of business opportunities, damages, expense, or costs resulting directly or indirectly from, or otherwise arising in connection with any failure of performance.